![]() ![]() So, use these printables to help you organize your finances and get to a better place when it comes to your money. The work you put into organizing them will make you more aware of your spending which, in turn, will help your financial standing. It may seem tedious at first but after a while, as your debt decreases, so will the work.ĭoing your finances by hand forces you to confront your finances. I really believe that if you are terrible with finances then this should be the way to go as well. I do not rely on any type of software program to record or calculate my finances. Final Thoughts on Using This Financial PlannerĪs I stated earlier, I do all my finances by hand and have been doing so for well over 20 years. I know firsthand that when you organize your finances, you are better equipped to take on debt and/or save money. So whether you use our free starter pages or get our new Money Manager, my hope is that over time you will get better at organizing your finances. To get your copy, click here to visit –> our shop. Keep them in your planner or hang them up: it’s up to you.Īnd that’s our Money Manager. Use these as cheerleaders as you pay down debt or save money. Now, if you are ready for a more complete financial planner for your household check out our Money Manager below.Īnd finally, I’ve provided 3 visual money trackers that you can use for motivation. If something is amiss, I only have to look for those transactions I marked with the month’s symbol. This will help keep statement transactions separate especially if my accounts do not balance correctly. In the example below, I used four different symbols but you will only use one symbol for all transactions within the same monthly statement.įor example, I will use a dot to confirm any transactions on my current month’s statement. You’ll want to make multiple copies of this page for each of your accounts.įYI: the yellow column is what you will fill in after you’ve received your monthly statement. Why? Because if I need to adjust my budget, I will have the most up-to-date version of my account.Īlso, if I find a transaction on my monthly statement that does not match up with my account’s page, I can dispute the charge right away especially if I suspect fraud. It is the same setup as a check register.Īnd like a check register, I record every single transaction I make. Now this page should not be foreign to you if you have ever opened a bank account. These include my checking & saving accounts, my retirement accounts, credit card accounts, investment, and even my Paypal accounts. If you have an expense that does not occur every month, put it in the Other expenses this month category. Some bills are monthly and some come less often. Then, use this month’s information to help you plan next month’s budget. Since I do all of my finances by hand (I do not use any kind of software program), I use this page to keep track of all my transactions across all my accounts. Use this worksheet to see how much money you spend this month.
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